CommityPlain-English summary (not a substitute for the terms below): Commity lets you back a personal goal with a money stake. Show up at the place you pinned, on the days you scheduled, and you are charged nothing. Miss a scheduled day and your stake is charged — but you can earn it back through the in-app comeback. You must be 16+, give us accurate information, and keep your location permissions on for tracking to work.
1. Who we are
Commity (the "App", "Service", "we", "us", "our") is operated by FORCEL LTD, a company registered in England & Wales under company number 13315753, with its registered office at 71-75 Shelton Street, London, Greater London, WC2H 9JQ, United Kingdom. These Terms of Service (the "Terms") govern your access to and use of the App and related services.
By creating an account, downloading the App, or otherwise using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
2. Eligibility & age
You must be at least 16 years old to use Commity. Because the Service can result in charges to a payment card, if you are under 18 you may only use it with the involvement and consent of a parent or legal guardian who agrees to these Terms on your behalf and accepts responsibility for any charges. By using the Service you represent that you meet these requirements and have the legal capacity to enter into this contract.
3. Your account
You need an account to use Commity. You agree to provide accurate information, keep your login credentials secure, and remain responsible for everything that happens under your account. Tell us promptly if you suspect unauthorised use. You may not create more than one account, impersonate anyone, or share your account.
4. What Commity does
Commity is a self-directed consistency tool. You create a "commitment" by choosing a location (your "spot"), a daily goal (for example, a number of minutes), the days of the week it applies, and a money "stake". The App uses your device's location to detect when you are physically present at your spot and logs the time you spend there. If you reach your daily goal on a scheduled day, the day is marked complete. If you do not, the day counts as missed.
The "comeback" is a recovery feature: if your stake is charged, you may start a comeback within 30 days and earn the money back by completing a streak of your previously scheduled days, as described in the App. The comeback isn't available for a commitment in a duo challenge (see "Duo challenges"). Features may change over time.
5. Location & verification
The Service depends on location data. To work, Commity needs you to grant the location permissions it requests — including, on most devices, background or "always" location access — and to keep location services and the necessary background permissions enabled. You are responsible for granting and maintaining these permissions and for keeping your device powered and able to run the App.
You acknowledge that GPS and location technology are not perfect. Signal can be weak indoors, near tall buildings, or when a device throttles background activity, which may cause attendance to be recorded inaccurately or not at all. We verify presence on a best-efforts basis using the data your device provides. We are not liable for charges, missed completions, or lost stakes caused by location inaccuracy, denied or revoked permissions, device or operating-system behaviour, connectivity issues, or anything else outside our reasonable control. If you believe a day was recorded incorrectly, contact us (see Section 18) and we will review it in good faith, but completion ultimately depends on the location data available to us.
You must not spoof, fake, simulate, or otherwise manipulate your location or the App's tracking.
6. Stakes, payments & billing
- Card required. To create a commitment, you must add a valid payment card. A commitment started under a free trial we offered previously runs until that trial ends. Adding a card authorises us (through our payment processor) to charge it in accordance with these Terms.
- Your stake is charged only if you miss a scheduled day. As long as you complete every scheduled day, no stake is charged. Premium is an optional subscription, described below; using Commity without it is free.
- Stake charges. If you miss a scheduled day, you authorise us to charge your stake amount for that commitment to your card. The stake amount is the one you selected when creating or amending the commitment.
- Currency & processing. Charges are made in the currency shown in the App and are processed by Stripe. We do not store your full card details; they are handled by Stripe under its own terms. Your bank or card issuer may apply additional fees or currency conversion.
- Comeback. Where the comeback feature returns money to you, it is returned as described in the App and may take time to appear depending on your card issuer. The share returned is fixed at the moment you start the comeback: 51% of the charged stake on the free plan, or 66% if you have an active Premium subscription at that moment. Commitments created before 18 October 2026 keep the 66% they were offered.
- Taxes. Amounts may be inclusive or exclusive of applicable taxes as indicated; you are responsible for any taxes that apply to you.
You are responsible for keeping a valid payment method on file. If a charge fails, we may retry it, suspend tracking, or restrict your account until payment is resolved.
Premium
- What it includes. Premium lets you run more than three commitments at a time, raises the comeback share to 66%, sends the part of a charged stake you don't win back to a charity you choose (see "Charity donations" below), allows up to three Journal posts per day, and shows a checkmark next to your name. Free accounts run up to three commitments at a time, get a 51% comeback and can post to the Journal once a week.
- Billing. Premium is sold as a monthly auto-renewing subscription through the Apple App Store or Google Play, at the price shown in the App before you buy. Payment is charged to your store account. It is billed separately from stakes, which are charged through Stripe.
- Renewal & cancellation. The subscription renews automatically at the end of each period unless you cancel at least 24 hours before it ends, in your App Store or Google Play account settings. Deleting the App or your Commity account does not cancel it. When Premium ends, commitments already running carry on unchanged; you just can't start new ones beyond the free limit.
- Refunds. Subscription refunds are handled by Apple or Google under their policies.
Charity donations
- Who it applies to. If you have an active Premium subscription at the moment a stake is charged, we donate the part of that charge you don't win back: the share a completed comeback doesn't return, or the whole charge if you don't start a comeback within 30 days or don't finish it. Whether a charge qualifies is fixed when it is made; subscribing or cancelling later doesn't change it. This also applies to a stake charged because you deleted your account. Nothing is donated for a charge that is refunded. Stakes in a duo challenge follow the rules under "Duo challenges" below.
- Choosing a charity. You choose from the charities listed in the App. If you haven't chosen within 3 days of a stake being charged, we pick one of them at random for that stake (you can still change it until the donation is sent). For a specific charged stake, you may instead suggest another charity. We check that it is a registered charity before donating; if we can't verify it, that stake goes to your listed choice and we tell you why. You can change the charity for a stake until its donation has been sent.
- When and how. We donate once a month, covering every stake whose amount became final in the previous month. The full amount you didn't win back is donated; we cover payment processing fees. After each donation we email you the charity's receipt and show it in the App. A receipt may show a total that also covers other users' stakes; your email and the App show your share.
- Our donation, not yours. Donations are made by Commity in its own name, so they are not tax-deductible for you. Commity is not affiliated with, or endorsed by, the charities listed. If a listed charity can no longer accept our donations, we will donate to another listed charity and tell you.
Duo challenges
- How it works. You can challenge another user with an invite code. Each of you runs your own commitment — your own place, schedule, daily goal and stake — and both end on the same day. Each commitment is charged and refunded exactly as described above; being in a duo doesn't change how much you are charged, or when, except that you may end your commitment early by wrapping up (see "Ending a duo") or after a declined challenge. There is no comeback in a duo: once a stake in a duo is charged, the charge is final and can't be won back.
- Where a duo stake goes. When a stake in a duo is charged, it is donated to charity, whether or not you have Premium. Your partner chooses the charity from those listed in the App; if they don't, we use their default choice, or else one of them picked at random. You can't change or suggest the charity for your own duo stake. If you were on the free plan when charged, 75% of the charge is donated and Commity keeps the rest; if you were on Premium, all of it is donated, less the card processing fee on that charge. Donations are made as described under "Charity donations".
- No payments between users. Money is never paid to your partner or to any other user, and a duo is not a bet, wager or prize contest. Winning a duo earns no money.
- Ending a duo. A duo ends on its last day. It ends earlier if one of you wraps up, or if either of you deletes your account: that person's stake is handled as described in "Your account", and the duo ends with the other person ahead.
- Wrapping up early. Once your partner's stake has been charged, or they have left, and you haven't missed a day, you may wrap up. Your commitment ends that day, nothing more can be charged on it, and the duo ends with you as the winner. If you keep going instead, your commitment runs to its last day and a miss is charged as usual. Once a duo has been wrapped up, its result doesn't change, even if a charge on your partner's commitment is later refunded. Your partner's commitment carries on without the duo: any later charge on it follows the rules for a commitment that isn't in a duo, including the comeback.
- A declined challenge. If the friend you challenge declines within 7 days of you making your commitment, and it hasn't been charged, you may end your commitment free within 3 days of the decline. It ends that day and nothing more can be charged on it. If you keep it instead, or that window has passed, it runs to its last day on its own and a miss is charged as usual.
- What your partner sees. Your display name and photo, the name you gave your place, your schedule and stake, your progress this week and whether you have missed a day. See our Privacy Policy.
7. Refunds
Except where required by law, charges are final and non-refundable. The intended way to recover a charged stake is the in-app comeback described in Section 4. To the extent you have a statutory right to cancel or to a refund (for example, certain consumer rights), nothing in these Terms removes that right.
8. Acceptable use
You agree not to: (a) spoof, fake or manipulate location or attendance; (b) use the Service fraudulently or to commit a chargeback in bad faith; (c) create multiple or fake accounts, or game the comeback, leaderboard or stakes; (d) interfere with, reverse-engineer, or attempt to disrupt the Service or its security; (e) use the Service unlawfully or to harass others; or (f) use automated means to access the Service except as we expressly permit. We may remove content or suspend accounts that breach these rules.
9. Availability & accuracy
The Service is provided on an "as is" and "as available" basis. We do not warrant that tracking will be uninterrupted, timely, secure, or error-free, or that every visit will be detected. We may modify, suspend, or discontinue any part of the Service at any time. Where reasonably possible we will give notice of material changes that affect billing.
10. Health & fitness disclaimer
Commity is a motivation tool, not a medical, fitness, or health service, and does not provide medical advice. Always consult a qualified professional before starting or changing any exercise or wellbeing routine. You participate in any activity at your own risk.
11. Intellectual property
The App, its content, branding, and software are owned by us or our licensors and are protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable licence to use the App for your personal, non-commercial use in line with these Terms. You retain ownership of content you create (such as your commitment details); you grant us the licence needed to operate the Service.
12. Third-party services
Commity relies on third parties including Stripe (payments), Supabase (database and authentication), and Apple and Google (app distribution, push notifications, and location/maps services). Your use of those features may also be subject to the relevant third party's terms. We are not responsible for third-party services we do not control.
13. Disclaimers & limitation of liability
To the fullest extent permitted by law, we exclude all implied warranties. Nothing in these Terms limits liability that cannot be limited by law (such as for death or personal injury caused by negligence, or for fraud). Subject to that, we are not liable for indirect, incidental, special, or consequential losses, or for lost stakes, charges, missed completions, or data loss arising from location inaccuracy, device behaviour, or matters outside our reasonable control. Subject to the foregoing, our total aggregate liability arising out of or relating to the Service in any 12-month period is limited to the greater of (a) the total amounts you were charged by us in that period and (b) £100.
14. Indemnity
You agree to indemnify and hold us harmless from claims, losses, and expenses arising out of your misuse of the Service, your breach of these Terms, or your violation of any law or third-party right.
15. Suspension & termination
You may stop using Commity and delete your account at any time. We may suspend or terminate your access if you breach these Terms, if required by law, or if necessary to protect the Service or other users. Provisions that by their nature should survive termination (including billing for charges already incurred, disclaimers, and limitation of liability) will survive.
16. Changes to these Terms
We may update these Terms from time to time. If a change is material, we will take reasonable steps to notify you (for example, in-app or by email). Continuing to use the Service after changes take effect means you accept the updated Terms.
17. Governing law & disputes
These Terms and any dispute arising out of them are governed by the laws of England & Wales, and the courts of England & Wales have jurisdiction, except that if you are a consumer resident elsewhere you may benefit from mandatory protections of your local law and the courts of your place of residence. We encourage you to contact us first so we can try to resolve any issue informally.
18. Contact
Questions about these Terms? Contact us at info@thecommity.com, or by post at FORCEL LTD, 71-75 Shelton Street, London, Greater London, WC2H 9JQ, United Kingdom.